I'm in the camp where if it's new (and not too animated looking), I figure I either want it for what it is, or I want it to try and attempt a custom articulation job on it. I've found some interesting avenues of late for adding articulation with relatively minimal effort, skill, and having it function without issues like paint flaking and joints falling apart... If I can do that, and get some very basic stuff out of a figure (knees and elbows, wrists as well), then I'm pretty content with the figure for what it is.
Like you though, articulation keeps me from ALL the other figures. I may get Hoth Luke for the head though. A goggle-less hoth hat is interesting to me. Weird thought I know.