Ruiner and Morg, you're thoughts and implications actually echo mine. I haven't had a payment for a while and my wife's car is just about paid off. If it's only $1000 every 8-9 months, no big deal and I'll gladly pay that. If it becomes that every few months, then there is a problem and I need to seriously look into a new vehicle.
FWIW, I love my truck and really don't want to get rid of it. I don't remember if I put it in the OP, but I've got about 123000 on the truck (miles). I'd like to get to 150000 with it, but that will take a while as I only put about 6000 a year on it...it's great working 2 miles from home.