I was half a joking about the credit card thing, but half serious. 20 years ago I would have done it, in spite of it potentially opening a Pandora's box. That's pretty much the whole deal with credit cards. Instant gratification, prolonged debt. Potentially prolonged satisfaction too though. It can be a mixed bag and obviously a lot of people get themselves into trouble.
That just depends on how you handle your finances of course... for me, I've paid my cards off in full every month for my entire life, and I put EVERYTHING on the credit card, because if my account number gets stolen, it's VISA's money getting taken, not mine. I had a weird charge a year or two ago for $16,500 and I just reported it and got a new card 2 days later. Piece of cake, nothing out of my checking.
Also, I get about $50 a month in cash back.
So yeah, I'm all about credit cards, but not as a way to buy stuff I can't afford.
And with that in mind, I just made it official and put down for the Sail Barge... it went to 928 when I finished.